Bear in mind that some of the links on this website are affiliate links. If you go through them to make a purchase we will earn a commission at no extra cost to you but helps support our website. Keep in mind that we link these companies and their products because of their quality and not because of the commission we receive from your purchases.
If you have EyeMed vision insurance benefits and you are looking for websites where you can use your benefits online, we have all that covered for you below. These online retailers allow you to apply your vision insurance benefits from EyeMed directly to your order, so you only need to pay if you exceed your benefit amount.
If you want to get glasses or contacts at a website that doesn’t accept EyeMed directly, but still want to use your insurance benefits, you can do that as well. I’ll talk about how you can do that as well below.
To save everyone the time of searching the internet for these websites, I have compiled a list of all the eyewear retailer websites that accept EyeMed directly on their website. Check them out below.
Table of Contents
EyeMed Online Providers
Lenscrafters
Most of us have heard of LensCrafters or seen their stores at our local malls. However, LensCrafters also has an online presence, and you could use your EyeMed insurance to purchase prescription glasses or contact lenses right on their website.
You can access your benefits and view precisely what EyeMed would cover on your pair of glasses. Then, you would browse through Lenscrafter’s selection of eyewear to pick your frame. As you browse, you will be able to see the out-of-pocket expense for any item you are considering. This leaves you with no surprises on the price when you are ready to check out.
You will find the world’s leading brands in Lenscrafter’s vast frame selection, which gives you a lot of freedom to explore all your options and find out which shapes and color fits best for you. You can also use your EyeMed insurance benefits for prescription contact lenses if you prefer.
VISIT LENSCRAFTERS.COM
Target Optical
Another online website that accepts EyeMed directly is Target Optical. Just like the LensCrafters website, you can use your EyeMed insurance to purchase your prescription glasses or contact lenses right on their website.
The amount usually covered by your insurance benefits gets deducted from your total. That leaves you only paying your out-of-pocket expense, just like if you were to walk into your local optical shop and utilize your benefits.
At Target, you will find frames from a selection of exclusive designers, some fabulous fashion brands, and other leading lifestyle brands.
If you wear prescription contact lenses and prefer to use your EyeMed benefits towards your contacts, you could do that at Target Optical as well.
VISIT TARGETOPTICAL.COM
Ray-Ban
For those of you who are fans of Ray-Ban glasses and have EyeMed as your vision insurance, you’re in luck. If you are purchasing your Ray-Bans with a prescription, you can also utilize your insurance benefits directly on Ray-Ban’s website!
Just like at other online retailers that accept EyeMed, the amount typically covered on your glasses would be deducted from your Ray-Ban order, leaving you to pay only the out-of-pocket expenses.
Purchasing your prescription glasses directly from Ray-Ban is a reliable way to guarantee that the product is 100% original and authentic. Ray-Ban also offers a range of excellent prescription lens color options that you won’t find anywhere else.use
You aren’t just limited to getting sunglass lenses for your Ray-Bans; they also offer most of the standard clear lens options you would find anywhere else, with anti-reflective coating and blue-light filtering.
VISIT RAY-BAN.COM
Contacts Direct
If you primarily wear prescription contact lenses and need a place to buy your contacts while using your EyeMed benefits, Contacts Direct is a great option.
I have personally used Contacts Direct in the past with EyeMed, and numerous family members and friends with EyeMed have also utilized them. Just like the other online retailers that accept EyeMed, Contacts Direct makes it super simple for you to utilize your EyeMed benefits to purchase your contacts by deducting the amount you would be covered from your total before you pay.
After you have used up your insurance benefits for the year, Contacts Direct is still a great place to purchase contact lenses. If you’re not using insurance, you could take advantage of their offers since you generally aren’t able to combine those with insurance benefits.
VISIT CONTACTSDIRECT.COM
Glasses.com
The last website I will provide is Glasses.com. You can find some cool frame styles here, and they have improved the website over the years.
Like the rest of the websites on this list, you can utilize your EyeMed vision insurance benefits directly on the website. Just like the name of their website suggests, they only offer glasses and do not offer contact lenses. However, if you’re looking for some timeless frame styles, you should definitely stop by glasses.com and check out their selection.
VISIT GLASSES.COM
Can you use FSA/HSA with your EyeMed insurance online?
If you have an FSA (Flexible Spending Account) or HSA (Health Savings Account), and they have provided you a card that is affiliated with VISA or Mastercard, you could definitely utilize this along with your EyeMed insurance.
Using your FSA or HSA is a great way to cover the out-of-pocket expense that you have left over after EyeMed takes care of its part.
To utilize your FSA or HSA, enter the card number when you are checking out to pay for your remaining balance.
Please don’t forget to save the receipt provided to you; most FSA and HSA providers will require you to submit an itemized receipt to show that the expense was for a health-related expense.
Use EyeMed online with out-of-network providers.
If you happen not to like any of the websites above that directly accept EyeMed, you could still utilize your EyeMed online at other out-of-network providers. It would just take a couple of extra steps.
Using your EyeMed insurance with an out-of-network provider is fairly simple. First, you would choose a provider and find your frames and lenses as usual. The difference starts when you go to pay for your order. Instead of EyeMed’s part being deducted from your total, you would have to pay the entire total upfront.
Now I know some of you are thinking that you don’t want to pay the entire total upfront. But think about this, you might go to the website, or your doctor even that accepts EyeMed directly, and you find yourself a $300 pair of glasses, the insurance pays $150, you pay $150, great.
On the other hand, you could visit an out-of-network provider and find yourself a pair of glasses for $170. Although you have to pay the entire $170 upfront, you still will be able to get some money back.
Any provider will give you a copy of your itemized receipt upon request. You would take the itemized receipt and submit it to your insurance provider for reimbursement.
Please note that you should always verify with EyeMed and check on your specific plan to ensure you have out-of-network benefits, while most plans do. There are a few plans that don’t offer out-of-network benefits, and you are required to use an EyeMed provider.
Additionally, the examples I provide are just examples, and that isn’t always how the math works out every time. It depends on your specific EyeMed plan; some pay more, while others pay less. If they cover your entire pair of glasses at the provider, then by all means, why pay out of pocket at an out-of-network provider? However, since all plans are different, it’s a good idea to shop around. If you are looking to save money and your EyeMed plan doesn’t cover all of your glasses in-network.
If you end up deciding to go the out-of-network route, here is the EyeMed Out of Network Claim Form and the instructions on how you could submit your claim online or through the mail.
Final Thoughts
Well, there are your options if you’re looking to use your EyeMed insurance online and you want to apply your benefits towards your order. Of course, you could essentially utilize any online provider if your EyeMed plan has out-of-network benefits, and you’re willing to pay for it upfront.
If you’re an old-school patient who still prefers to visit an EyeMed provider in person, you can use EyeMed’s online directory or download EyeMed’s member app to find a local provider near you.