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This post was most recently updated on January 18th, 2021
As a VSP member, you have access to quite a large selection of VSP network eye doctors across the nation, more than 38,000 doctors to put a number to it. Utilizing the VSP network eye doctors, you could enjoy exclusive savings that include special offers on featured frame brands, contacts, LASIK, and more.
You also could also utilize your VSP insurance to purchase your prescription eyewear online.
Use VSP Insurance Online
If you don’t want to leave the house but you have VSP vision insurance benefits you need to use for the year, the good news is you do have the ability to use these benefits online right from the comfort of your own home. Most VSP members are able to take advantage of their vision insurance benefits online through VSP’s official website Eyeconic. Eyeconic allows you to take advantage of those same exclusive savings that you would normally get if you were to go to a VSP in-network provider. Let’s take a look at what you could do with your VSP benefits online below.
Eyeconic Eyewear is VSP’s official online retail eyewear presence and a great place to use your VSP benefits online. This website was first created as an exclusive online eyewear retailer for only VSP members. As time has gone by they have since expanded their offerings and anyone can now shop at Eyeconic regardless if you are a VSP member or not.
Even though anyone can shop here now, this is still the exclusive website where VSP members can use their vision insurance benefits in-network and online.
When you use your VSP on Eyeconic, the amount of money that VSP would cover is deducted from the order total leaving you with only the out-of-pocket expense.
At Eyeconic, you could use your VSP insurance to order prescription glasses or prescription contact lenses. Most vision insurance plans will only cover one or the other, not both. But there are a few that cover both your glasses and contact lenses. Contact VSP member services to find out for sure what your specific plan covers.
First, let’s take a look at ordering glasses at Eyeconic with your VSP insurance.
Order Glasses Online With VSP Insurance
Eyeconic has made ordering glasses online with your VSP insurance a super easy process. They have a great selection of glasses for you to pick from, and the good thing is that if you are going to be using your VSP insurance, you can pick out your frames knowing the insurance will be taking care of a portion of the cost.
Eyeconic carries frames from well-known designer brands such as Ray-Bans, Oakley, Gucci, Persol, and many more giving you a great selection of eyewear to select from.
Try-On Glasses Virtually at Eyeconic
Some of the glasses are available for Virtual Try-On, which allows you to see yourself with the glasses or sunglasses that you may be considering. This allows you to take a look at the frame on your face from different angles to help make it easier for you to make your decision.
Using the Virtual Try-On is super easy, all you need to do is record a short 5-second video, along with taking a photo holding a card to your forehead to get the correct sizing and you are ready to virtually try-on frames. The only downside is not all of the frames available for purchase on Eyeconic is available for Virtual Try-On.
The good news is that you won’t be completely stuck with your glasses if you don’t like them after you receive them. Eyeconic offers a 60-day return policy. If you have your eye on another pair of glasses they could also do a one-time exchange to get you in a new pair as well.
If you keep your glasses past the 60-days and your prescription changes before 6 months have passed since you got your glasses Eyeconic will swap out the lenses for you.
How Much Does VSP Insurance Cover On Glasses?
The amount that VSP insurance will cover for your prescription glasses will vary from plan to plan. Generally, most VSP plans will give you a set amount that is applied towards your frames, and a set amount towards your lenses. Any cost that exceeds that amount that your VSP plan will cover will be your out-of-pocket responsibility.
How Long Does It Take To Get Glasses From Eyeconic?
Eyeconic is currently offering free ground shipping for their glasses order which generally takes 8-14 business days to arrive at your doorstep. If you need to get your glasses as fast as possible you have the option of upgrading the shipping which generally cuts off anywhere between 1-4 business days.
Keep in mind that prescription glasses still need to be made after being ordered so even if you select next-day shipping it will still take a few days before your order will ship out.
Order Contacts Online With VSP Insurance
Using your VSP vision insurance to order your contacts online is an even simpler process than ordering your glasses using your insurance. With glasses, you have to decide on what kind of frames you want, and after that, you have to decide on the type of lenses.
Prescription contact lenses are fairly straightforward and you generally are written out for a specific brand, which means the only decision that you really have to make would be how much you want to buy.
How Much Does VSP Cover On Contact Lenses?
Just like for glasses, the amount you will be covered will vary from plan to plan. Generally, for contact lenses. VSP will give you a set amount that could be applied towards your contact lenses. If you spend less than your allotted amount then you don’t have to pay anything out of pocket. If the cost of your contact lenses is over your allotted amount, the amount your VSP benefits would cover would be deducted leaving you with only the out-of-pocket expenses.
If you do buy too many boxes of contact lenses and your prescription changes within 6 months Eyeconic will exchange those boxes out for you with your new prescription.
How Long Does It Take To Get Contacts From Eyeconic?
Unlike glasses, contact lenses do not need to be manufactured at a lab so after you place your order they ship out in about 1-2 days. If you stick with the free ground shipping, your contact lenses should arrive at your house in about 4-7 days.
If you need your contact lenses faster you do have the option to get faster shipping. 2nd Day shipping will get the contacts to you within 3-4 business days and Next Day shipping will get the contacts to you in 2-3 days.
How To Get An Eye Exam With VSP Insurance
If you have VSP insurance and you need to get an exam but you don’t want to pay out-of-pocket, you can find an eye doctor that accepts VSP insurance near you using the tool on the VSP website. All you need to do is enter your zip code or home address and it will show you a list of every eye doctor near you that you could go to get an eye exam.
Glasses and contact lens prescriptions expiration timeframe varies depending on where you live, but it is recommended to get a comprehensive eye exam at least once every two years. Keep in mind that when you get an eye exam your eye doctor doesn’t just do the exam just to give you a prescription but also checks the health of the eye. A comprehensive eye exam can also detect other serious health complications such as high cholesterol, high blood pressure, and more.
If you use contact lenses it is a good idea to get a comprehensive eye exam often, you want to ensure that your eyes are healthy enough to wear contact lenses so you don’t have any complications while using them.
How To Use VSP Insurance With Out-of-Network Provider Online
If you would rather purchase your glasses or contact lenses from the provider of your choice you generally can do so. You can confirm if you have out-of-network benefits by referring to your insurance benefits guide, or by contacting VSP’s member services.
Member services could confirm how much you would get back if you were to purchase your glasses or contact lenses from an out-of-network provider.
If you decide to go this route, you could essentially purchase your eyewear from ANY retailer or optical provider. All you would need to do is request an itemized receipt from the provider that you could submit to your vision insurance provider to be reimbursed.
After you get a hold of your itemized receipt all you need to do is head over to the Submit an Out-of-Network Claim page to start a new claim.
Keep in mind you generally have about 12 months from the day you purchase your glasses to submit your itemized receipts for reimbursement.
If you have VSP vision insurance benefits, you have a couple of different ways you could go about utilizing your benefits. If you don’t want to leave your house, using an online retailer such as Eyeconic could be a great option.
If you would rather purchase from a retailer of your choice and submit your itemized receipt afterward that could be a great option as well. You may also be able to save some money going this route as well.
As I mentioned before, the best way to figure out what your VSP insurance benefits would cover in-network, as well as out-of-network, would be to contact them directly to get the breakdown.
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